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A renovation loan tailored to your home
Upgrade your property with renovation and energy-efficiency financing of up to €25,000.
Up to EUR 25,000
Renovation loan
What loan amount do you need?
20,000 €
For how many years?
3
5
7
Monthly loan payment
€288,35
OUR ADVANTAGE
Finance your renovation with more confidence
Green loan
A lower-rate loan option designed to support more energy-efficient upgrades.
Faster disbursement
Get access to the funds you need more quickly, with a simpler process.
No property lien
Explore financing without having to place your property as collateral.
Accessible financing terms
A practical loan option tailored to renovation projects.
No application review cost
Submit your request without an extra review fee.
No penalty for early repayment
Repay part or all of your loan whenever you want, without extra charges.
RENOVATE NOW, PAY LATER
Pay for your renovation in up to 84 installments
Adjust your repayments
You can tune the repayment amount and duration to find a financing setup that fits your budget more comfortably.
Apply in one step
Complete the request once and we forward it to the banking partner, keeping the process simple and fast.
Fast approval path
Once your application reaches the partner bank, approval for your renovation loan can move forward with minimal delay.
Our projects
Renovate with financing
"The Renovate & Rent program gave me the push to start renovating my property, and Protio helped me through the entire subsidy process and handled the renovation from start to finish."
Sofia L.
500+
loan applications
90%+
approval readiness
24 hours
average response time
BLOG
Resources center
Discover everything you need to know about renovations. Learn how to make the most of your property.
Frequently asked questions
How do I get a loan through Protio?
Protio helps you get in direct contact with the bank so you can discuss the financing options that fit your renovation project.
Does Protio provide the loan itself?
No. Protio connects you with banking partners and streamlines the first contact so you can avoid delays.
Which documents will I need?
The bank will inform you about the required supporting documents and guide you through the application.
What is the interest rate? Can you estimate the monthly payment?
Our platform includes an indicative payment calculator. Final interest rate and repayment terms are discussed directly with the bank.
How does Protio help me?
Protio supports the process by connecting you with the bank quickly, using its network and helping you prepare for a more tailored financing conversation.